You may struggle with medical expenses or experience disability after a serious auto accident in an Uber or Lyft. Regardless of who caused the accident, you can file a lawsuit or insurance claim to cover the costs associated with your injuries.
Review the answers to common questions about rideshare accident liability.
What should I do after the accident?
First and foremost, call 911 to get medical help for injuries and summon law enforcement. If possible, ask a friend or family member to document the scene of the accident if you cannot do so. This should include photos, video, and contact information and testimony from witnesses. When an officer arrives to the scene, he or she will also gather evidence to document the incident in an official police report.
Who is legally responsible for the costs of my injury?
Under New York’s no-fault insurance policy, you can file a claim for damages related to the accident with your own auto insurance company. If you do not have auto insurance or your policy does not cover the full extent of your injuries, you can file a claim with the at-fault driver’s insurance company only if you have serious injuries.
You can also file a claim with the rideshare company if your injuries exceed the state’s no-fault threshold. Both Lyft and Uber have policies that pay up to $1 million for this purpose.
When the insurance companies involved fail to recognize the catastrophic nature of your injuries, you can file a personal injury lawsuit. In New York, you have three years from the accident date to make this type of legal claim.